Money, Markets & Wealth · Cross-border
Cross-Border Money for Global Families
Two countries, two tax systems, one household
- Tax residency, dual residency and what each triggers
- Account types and reporting obligations across jurisdictions
- Currency, remittance and repatriation mechanics
- How to build and coordinate a two-country professional team
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Talk to an advisor about Cross-Border Money for Global Families.
Free consultation, no obligation.
What this program is
A household with income in one country, family and property in another, and children who may settle in a third is not running a harder version of the same problem — it is running a different problem. Tax residency is determined separately by each jurisdiction and can apply in both at once. Accounts opened before emigrating may need to be reclassified. Reporting obligations attach to assets people do not think of as investments. Currency movement quietly reprices every long-term goal.
This course maps that terrain. Not to make you your own adviser — cross-border tax is precisely where doing it yourself is most expensive — but so that you know which questions are live in your situation, which deadlines exist, and how to brief and coordinate professionals in two countries who will otherwise each optimise their own half.
The Indian diaspora case is covered in the most detail, because it is the situation most of our families are in: residency status and its account consequences, repatriation mechanics, property and inheritance across jurisdictions, and funding a US or UK education from Indian income. The frameworks generalise to other corridors, and the caution is identical everywhere.
The six sessions
Residency is the master variable
How each jurisdiction determines tax residency, how you can be resident in two at once, what tie-breaker provisions in tax treaties do, and why the residency question must be settled before any other planning question is meaningful.
Accounts, classification and reporting
How resident and non-resident account types differ, what has to be reclassified on a change of status, and the reporting obligations that attach to foreign accounts and assets — including the ones with penalties disproportionate to the balance.
Currency, remittance and repatriation
Transfer mechanics and their real cost including spread, the difference between remitting and repatriating, limits and documentation, and how currency risk behaves against a goal denominated in the other currency.
Property across borders
Holding, letting and selling property in a country you do not live in: rental taxation in both jurisdictions, capital gains on disposal, withholding on sale proceeds, and the practical problem of managing it from abroad.
Education funding across currencies
Funding a US, UK, Canadian or Australian education from income earned elsewhere: which savings vehicles are available to non-residents, how international applicants are treated by aid formulas, and how to hedge a fee obligation years ahead.
Estate, succession and the professional team
How succession law differs by jurisdiction, why a will in one country may not govern assets in another, and how to assemble and coordinate accountants and attorneys in both — including the questions that expose whether they have handled your corridor before.
Format and logistics
- Live online — scheduled for your time zone
- Weekly 75-minute sessions
- 6 sessions
- India–US in most depth; India–UK, UAE, Canada and Australia covered
- Residency decision tree, document checklist, professional-brief template
- Partners attend together at no extra cost
What you leave with
- A clear statement of your residency position and what it triggers in each country
- A checklist of accounts and assets that need reclassifying or reporting
- A written brief you can hand to professionals in both countries
- A funding plan for education costs denominated in a currency you do not earn
Pricing
Pricing for this program depends on format, cadence and length, so we quote it on the consultation call rather than publishing a number that would be wrong for most families. Ask an advisor — the call is free and there is no obligation.
Common questions
Please read before enrolling
Educational program only — not tax, legal, immigration or investment advice. Cross-border rules change frequently and vary by individual circumstance; retain a qualified professional in each relevant jurisdiction before acting. KPM Academy is not a registered investment adviser.
Educational content and coaching only — not investment, tax, or legal advice. KPM Academy is not a registered investment adviser.
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