Free guide
The College Funding Guide
How 529 plans actually work, how savings interact with financial aid formulas, and how families combine scholarships, aid, savings and borrowing. Plain English, no product pitch — we sell none of this.
What's inside
- 529 plans: contributions, growth, qualified withdrawals, and unused balances
- Which assets aid formulas assess, whose they are, and at what rate
- The FAFSA and CSS Profile calendar, with the deadlines that move
- Where merit aid actually comes from, and what makes an award renewable
- Federal versus private borrowing, and how to reason about a total
- A one-page worksheet for your own family's number
Educational content only — not investment, tax, or legal advice. KPM Academy is not a registered investment adviser and sells no financial product. Figures and thresholds change; verify against current official guidance, and consult a licensed professional before acting on anything here.